Raise Credit Score

raise-credit-scoreRaise credit score. If your goal is to raise credit score, this site is all you will need to get on the road to financial recovery. Either with credit repair software or if you want to DIY credit repair, we have all the answers. You will learn how to improve your credit score from trusted experts.

Raise Credit Score Fast

Get exact information on how to raise credit score fast. Stop listening to people who don't know what they are talking about. This can get you into trouble. We are credit experts who know how credit bureau's work. Do you want to increase credit scores yourself? If so, we have all you need to raise credit score fast!

Increase Credit Score

Learn how to fix credit and increase credit score with advanced credit repair solutions. No need to pay huge money when you can do it yourself. Today's advanced credit repair software allows you to see what lenders see. Look at your credit report from the eyes of a professional. We show you how it's done.
5

I need to raise my credit score by six points quickly. How would I go about doing this?

Do you have any credit cards with balances?
Pay them down to below 30% of their available limit (at least)
Don't close them, just pay them down. In full if you can.
This will give your score a nice boost within 45 to 60 days.
If you have any negatives in your credit reports ask here how to negotiate settlements.

3

What can I do to help raise my credit score, even just a little, in a two month time period?

Long run advice is also welcome!

Thanks!

Long run is the way this works. The only thing you can do to raise it quickly is to have the reporting agency remove any incorrect items.

Looking ahead, just be sure to use credit sparingly and pay all your commitments in a timely fashion. It's pretty simple.

Building up a savings account also helps. That way you can rescue yourself from a financial problem without resorting to borrowing.

4

I know already not to charge the card to the limit and all of that, but I am trying to raise my credit score and just wondering how long it will take and if you know of any better ways, let me know! I just got my husband and I one card each and I am going to use it and then pay it off every month.

read these articles
http://loans-guru.com/things-you-should-know-about-your-credit-report/

http://loans-guru.com/how-i-raised-my-credit-score-40-points-in-24hrs/

3

I need to raise my credit score by 80 points, fast. What is the quickest way to do this?

im not sure that you can raise it fast. but the best way to do it would be to pay off any debts that you have. credit cards, things like that. i dont know how long it will take to show up on your credit score, but the only way to raise it is to pay off debt, or make all your payments on time if you dont have debt.

3

How can I continue to raise my credit score once both of my credit cards have been paid off?I don't plan on using either one of them unless its an emergency,but I don't know how to keep getting my score to go up after that.Is there a way to get negative reports taken off my credit report?

Negative reports will only be taken off your report once enough time has passes. In the meantime you have to demonstrate that you can use credit responsibly, so not using your cards isn't going to help you. What you need to do is find some small to reasonable purchases you were going to make anyways (like groceries, or gas) and use your card and pay it off in full each month and on time. Don't spend more than 30% of your limit on any card and like I said – make sure you pay it off on time. If you pay the full amount each month you won't be charged any interest, so it's not going to cost you any money to do this.

2

Anyone know whats the fastest way to raise your credit score . I have tried to apply for secured card but can not get approved my credit scores are 601 – 620 – 605 …

I wrote an article about this subject that I think you will find quite helpful with your question. Thanks!
http://kims3003.hubpages.com/hub/How-to-Get-Credit-and-Keep-a-High-Credit-Score

4

I just got my 1st credit card, its only for 300$ but I really want to use it for my advantage to raise my credit score. How do I do that? I am not couting on those 300$ so how much should I use to help with credit?

Use it for something you need, like a tank or two a gas a month.
(nothing else).
Pay it in full when you get the bill in the mail.
Not the minimum, not more than the minimum, but in full.
Carrying balances is an easy way to destroy credit.
It will take about 2 years to develop good credit. Not a fast process.
Do you have other issues on your credit reports?
Ask here how to deal with them.

4

i never owned a car,never had credit card,so my credit score is zero now.how can i raise my credit score? my friend told me because my credit score is 0 i will have difficult to apply any credit card.is that true?

Your friend is right, it will be difficult for you to get a credit card with a low or zero credit rating. If you have a bank account you may find your bank does it's own credit card and they may issue you one of theirs if they have a record of your banking history with them. Once you manage to get a credit card the quickest and easiest way to build up your credit rating is to use your card every month and pay of the card every month but try not to go up to the limit of the card as this can go against your credit score even if you pay of the whole amount in full every month. hope this helps.


I really want to improve my credit score from being fair to good.

i agree with them, I have two roommates, both are terrible when it comes to managing money. i sit them down every month and go over their finances, how much they spend, save, piss away, etc.

Its amazing to me that they "lose" 3/4's of their paychecks (they both make about $20 an hour) each month.

Identify your wants, identify your needs.

Sacrifice your wants, only purchase your needs and you will do fine.

Take all of your current debt, eliminate as much as possible. if you have more than one credit card, keep the one you have had the longest, cancel the rest.

Do not pay off everything at once, I have my roommates pay half of their credit cards rates, one month, half again, half again, and then pay it off. (They have $1000 each in total credit)

somehow they keep racking up the credit though, its counter-productive if you do that…….

:I think the best way of improving your credit score is not by relying on firms, but discussing it with your friends that are financially savvy.

If you want further assistance though, feel free to Email me, I will be more than happy to help.


i never owned a car,never had credit card,so my credit score is zero now.how can i raise my credit score? my friend told me because my credit score is 0 i will have difficult to apply any credit card.is that true?

Your friend is right, it will be difficult for you to get a credit card with a low or zero credit rating. If you have a bank account you may find your bank does it's own credit card and they may issue you one of theirs if they have a record of your banking history with them. Once you manage to get a credit card the quickest and easiest way to build up your credit rating is to use your card every month and pay of the card every month but try not to go up to the limit of the card as this can go against your credit score even if you pay of the whole amount in full every month. hope this helps.

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